Tag Archives: Jenna Kazokas

Healthy countdown to Christmas

The lead up to Christmas is always busy. With all the extra parties to attend (and food to eat!) and a seemingly endless list of things to get done before the end of year, our health can really take a backseat.

To help make sure this silly season is your healthiest yet, we’ll be posting one health tip a day in the lead up to Christmas. So keep your eyes peeled and join us in our healthy countdown to Christmas!

  1. Breathe to de-stress: Deep breathing oxygenates your blood, which can relax you almost straight away. To breathe deeply, place your left hand on your chest and the other hand on your belly. Gently breathe in and out through your nose and concentrate on expanding your abdomen, not your chest.
  2. Laugh your way to good health: Laughter really is the best medicine! It makes you feel good by lifting your mood but also comes with other great health benefits – regular laughter strengthens your heart, lowers blood pressure, boosts circulation and stimulates your immune system, too!
  3. Learn to say ‘no’: Knowing when and how to say ‘no’ can be hard to master but it’s an important skill to learn. As well as helping to reduce your stress levels, you’ll free up time for you to do things that are more in line with your own priorities and needs.
  4. Get into portion-perfect habits: Ensure you’re getting the right mix of carbs, protein, veggies and healthy fats by following this simple rule: Fill ½ your plate with fresh veggies, ¼ of your plate with lean protein (fish, chicken, turkey, pulses or beans) and a ¼ of your plate with complex carbohydrates (wholegrains) from wholemeal pasta, potato with the skin on, brown rice or noodles.
  5. Get your kids’ eyes checked: Kids rely on their eyesight for reading, writing, computer work and for playing sport. Yet kids of all ages have trouble recognising when they have vision issues and, as a result, children can often be misdiagnosed with having ADHD, dyslexia or other learning difficulties[i].
  6. Up your water intake: Drinking more water comes with lots of health benefits. It keeps your body and skin hydrated, helps you avoid eating (or drinking) unnecessary kilojoules/calories, flushes out your kidneys (which may reduce your risk of kidney stones and other kidney problems) and supports healthy gut function.
  7. For healthier teeth, watch your diet: Oral bacteria live in your mouth, feeding on sugars from your food and drinks and producing waste that is acidic. So opt for a healthy diet without too many sugary or acidic foods to keep your teeth strong and healthy. Plus, drink plenty of water to produce saliva, your mouth’s natural way to cleanse itself.
  8. Be aware of sensitive teeth and gums: Sensitive teeth and gums could be a sign of gingivitis or gum disease, which can ultimately wear away your gums and damage your bones and jaw. It can also lead to tooth loss since teeth are lodged inside your gums. See your dentist to treat gum disease early.
  9. Watch out for ‘low-fat’ labels: Often, products labelled as ‘low-fat’ are packed full of sugar, which means they may contain ‘empty calories’ (a whole lot of kilojoules/calories with no nutritional value). High sugar intake also comes with a host of other harmful effects. Sugar may cause cravings, it’s bad for your teeth and it can contribute to a host of diseases including obesity, metabolic syndrome, diabetes and liver disease.
  10. Keep the music down: A great tune is the perfect kick-start to the day or to a workout. But research shows that frequent exposure to noises above 100 decibels can permanently damage your hearing. Turn down your music to less than 60% of the maximum volume to protect your hearing.
  11. Exercise for your eyes: Exercise is great for your overall health and there’s evidence that aerobic exercise can reduce pressure on the eyes and prevent other risk factors for glaucoma, such as diabetes and hypertension, too.
  12. Pick the right time to weigh yourself: Step on the scale first thing in the morning before eating, exercising or drinking fluids. If you aren’t able to weigh yourself in the morning, be consistent by always weighing yourself at the same time on the same scale.
  13. Don’t skip breakfast: Breakfast really is the most important meal of the day, especially if you’re trying to lose weight. It kick-starts your metabolism, gives you the energy to do more physical activities and can reduce your hunger throughout the day. Stick to a healthy breakfast made up of protein, wholegrains and some healthy fats like egg and avo on whole grain toast or fruit and whole grain cereal with yoghurt, milk or almond/soy milk.
  14. Find a fitness friend: A workout buddy can keep you motivated and make your workouts more fun! Plus, research has shown that having close friends who are active and who eat well reduces your risk for becoming obese since we tend to mimic those around us. In other words, healthy buddies are best!
  15. Brush your teeth at least two times a day: But if you’ve been eating or drinking acidic items (vinegary salad dressings, citrus, wine and/or juices or carbonated drinks) be sure to wait at least half an hour after eating/drinking. Otherwise you could literally brush away acid-softened enamel.
  16. Eat for your eyes: Eye health starts with what you eat – choose a diet rich in omega-3s (found in oily fish such as salmon), zinc (cashew nuts) and vitamins E (sunflower seeds) and C (citrus fruits).
  17. Get more sleep: Sleep deprivation has been linked with an increased risk of type 2 diabetes, heart disease, obesity and mental illness. If you’re a healthy adult, you should aim for around 7-9 hours each night. Kids should get a little more, between 9-10 hours, depending on their age.
  18. Take your lunch break: Despite what you may think, taking lunch has actually been shown to increase productivity and reduce stress. And, if you don’t let yourself get over hungry, you may be more in control of what you’re eating and make healthier choices. So what are you waiting for? Take your lunch break and enjoy it!
  19. Follow the 20-20-20 rule: These days, we’re often glued to our screens, which can cause eyestrain, dry eyes and headaches. So follow the 20-20-20 rule: give your eyes a rest every 20 minutes by staring at least 20 feet (around six metres) in front of you for 20 seconds or more.
  20. Get to know your protein portions: For red meat have a portion about the size of your palm, for poultry consume a portion about the size of half of your hand and for fish you can eat about as much as the size of your entire hand. Don’t forget tofu, peas, beans and lentils are protein packed too – and don’t come with added fat or raise your cholesterol.
  21. Watch for dry mouth: Saliva is important – it’s antibacterial, neutralises acids and helps strengthen your enamel. And, if you don’t make enough, you may suffer from smelly breath and other problems. Speak to your GP if you notice persistent dry mouth or lips.
  22. Get a health check: Regular health checks are important to tackle any health issues early, before they become a problem. Speak to your GP about the appropriate health checks for your age and stage.
  23. Beat bad breath: Bad breath – or halitosis – affects everyone at some stage. To combat bad breath, brush for at least two minutes twice a day, clean your tongue, floss and drink plenty of water. Avoid smelly foods, cigarettes, alcohol and low carb diets, which can make whiffs worse.
  24. Book in for that eye exam: Are you seeing the world as clearly as you should? Some of the signs that you may be struggling with your vision are easy to spot, but others aren’t so obvious. Plus, everyone has trouble recognising when they have vision issues. So see things clearly – get your eyes examined!
  25. Smile: Smile at your co-workers, at strangers and at your in-laws … even if you feel like throttling them. Smiling can actually help lower your heart rate if you’re feeling stressed. So relax, smile and enjoy Christmas day!

We hope you’ve enjoyed our healthy countdown to Christmas. Stay healthy everyone and happy holidays!

[i] Midwestern University. Uncorrected Vision Issues Misdiagnosed as Learning Disabilities in Children. https://www.midwestern. edu/news-and-events/university-news/uncorrected-vision-issues-misdiagnosed-as-learning-disabilities-in-children.html


Jenna Kazokas - Marketing Coordinator at rt health fund
Jenna Kazokas – Marketing Coordinator at rt health fund

Young and active? Time to get protected!

Think about health insurance and you probably won’t think about young people. After all, being young means being fit, healthy and active, doesn’t it? In my experience working with rt health fund, I’ve seen first-hand how living life to the fullest – whether it be through sports, travels and/or celebratory nights out – means that having health insurance should be high on a young person’s agenda!

Accidents happen!

People under 30 are much more likely to make a claim for unplanned medical treatment than older people. And, the kinds of accidents and injuries that go hand-in-hand with an active lifestyle can clock up huge bills.

Don’t pay extra tax

Did you know that private health insurance can actually save you money? By having private hospital cover you may be able to avoid a tax called the Medicare Levy Surcharge, which applies to Australian residents who earn over a certain amount and don’t have hospital cover. The extra you’re charged increases as your income rises.

So, for example, for the Financial Year 14/15, if you’re a single person earning $95,000, you’ll be taxed an extra $950 in Medicare Levy Surcharge. A base-level private hospital cover with rt health fund can cost less than this – so by taking out a low level of cover you may avoid the surcharge, receive the benefits of having private hospital cover and be able to choose where and when you’re treated – and who treats you, too!

Income brackets change annually so keep an eye on which income tier you fall under by visiting www.ato.gov.au.

Don’t delay or you’ll pay, and pay, and pay …

For every year you’re over 31 and don’t have private hospital cover, the government charges you a 2% loading on top of the ‘base rate’ that the health fund charges. And over the years this loading can creep up to a whopping 70%! Once you’re stuck with a loading, it’ll be yours until you’ve paid for hospital cover with a loading for ten whole years!

Get a rebate from the government

Because the government really wants you to take out private health cover, they’ll pay part of the cost of your health cover for you. It’s called the Australian Government Rebate on Private Health Insurance. You may be entitled to it if you’re an Australian resident who qualifies for Medicare and holds private health insurance.

Give yourself choices

The public health system in Australia is exceptional. There’s no doubting that. But where unexpected injury is concerned and specialist care is required, having health insurance is important if you want a say about where and when you’ll be treated and who’ll be treating you.

And this is especially important for young people who enjoy the freedom of making their own choices and taking their own direction in life. Accidents without the protection of private health insurance can see those choices disappear.

Recently, we spoke with a number of young people who shared their stories about unexpected accidents and injuries. In these cases, all of them were covered by private health insurance. And it’s a good thing too…

Ouch – you can still see the scar!

‘Playing cricket as a 22 year old, a short ball hit me on the side of my left index finger when I was batting. I heard a cracking

noise (I guess it could have been avoided if I’d used my cricket bat instead haha!). A few days later, I still wasn’t able to moveStock-image-doctor-with-xray_RSZ my finger so the GP sent me for an x-ray.

Turns out I had fractured my third metacarpal and needed a CT scan, surgery and about three months of physiotherapy.

Because I had health insurance, I could get into a hospital for surgery within a week.

And, around 70% of the physiotherapy costs were covered.

I’m really glad that I had private health insurance – there was no stress working out if I could afford the surgery or if I’d have to wait for the public system to schedule me in … and there were no hidden expenses to pay, either!’ Clinton

Stock-image-man-on-jet-ski-in-ocean_RSZToothless Tom

Imagine getting caught out with broken teeth. ‘My friends and I were mucking around on a jet ski when my mate went head-over-heels and chipped both his front teeth. He had to walk around with broken front teeth for weeks while he scraped together the money to get them fixed!’ That is definitely not something to smile about!

No injuries – still need treatment…

‘As a young dancer in my twenties, I train four to five times per week and the workouts are pretty high intensity. And even though I haven’t had an injury, I do have to see my physio regularly. Plus, I need to have sports massages to ensure that I take care of my body.

If I didn’t have health cover I might put it off – which wouldn’t do my health much good. I use the physio and massage therapy under my Extras cover and I love that I can use HICAPS for on-the-spot processing – I was out-of-pocket just $10 for my last massage!

I never thought about health insurance before joining rt health fund, which is when I started paying attention to what I could claim. And Extras Cover by itself isn’t that expensive. I have spoken about my experiences with my sister who has a little boy and she’s thinking of joining, too! You never know what you might actually need!’ Joanne

The belle of the ball

This story is all too common… ‘My cousin was walking down the stairs of a nightclub late one night, wearing super-high Stock-image-dancing-at-club_xxl_RSZstilettos, and she tripped and fell. She tore the ligaments in her leg and ended up needing surgery and physio for months after.’ It just goes to show that accidents can happen anywhere, at any time.

Thank goodness I was covered!

‘I love being active and when I was competing in sport acrobatics, I landed badly dislocating my knee. I was taken to Emergency, my knee was x-rayed and I was sent home. Three months later though, I still had knee issues.

I was sent to a specialist and had an MRI; I was told that I had a ruptured ACL (anterior cruciate ligament).

Because I was covered with private health insurance, I was in surgery within a few weeks with my choice of doctor and at my local private hospital! And, I was only a few hundred dollars out of pocket. Without health insurance, I might have had to wait months for surgery.

My brother and I have had quite a few other injuries and rt have been with us all the way!’ Megan

We’ve served Australians and their families for over 125 years and we know that one size definitely does not fit all. We offer a range of different covers which mean that young people have a choice and can enjoy the kind of lifestyle services they want – like massages, dental, optical and physiotherapy – and less of the services they don’t need.

I’m proud to say that we’re the most trusted health fund in Australia[i]. So talk with our friendly consultants about our range of great value covers today! Call 1300 56 46 46 or email join@rthealthfund.com.au.

Help us help you complement a healthy active lifestyle so you can live your life, your way!

[i] Ipsos, Healthcare and Insurance in Australia 2013

Jenna Kazokas - Marketing Coordinator at rt health fund
Jenna Kazokas – Marketing Coordinator at rt health fund