You may need health cover more than you think!
Since you’re young, health insurance probably isn’t on your radar. And, although it’s true that chronic (long-term) conditions such as diabetes are more likely to affect older people, did you know that more young people are admitted to hospital for accidents and injuries than people at any other life stage? Health insurance really can protect your health …
More young people are admitted to hospital for accidents and injuries than people at any other life stage.
Your health, your way
It’s natural to want to make your own decisions about your life, your way. And, health cover can do this by giving you the peace of mind that comes with knowing that if the unexpected happens, you have choice, security and control.
First Start Hospital cover has been developed as a great start to health insurance by providing cover for the kinds of things young people are more likely to need. And, it doesn’t cost as much as you might think. For around only $16.22* a week, about the same as four coffees or a weekly membership at your gym, you could be covered if something were to happen to you.
Need convincing? Here’s how health insurance can protect your health!
Last Friday night …
Hands up who’s familiar with this scenario?
‘My cousin was walking down some nightclub stairs late one night wearing super-high stilettos. She tripped, fell and tore the ligaments in her leg and ended up needing surgery and physiotherapy for months after.’
Need help paying for those extra services?
Young people are the highest users of services covered under extras (ancillary) cover such as dental, optical, physio and chiro.
But apart from a very small number of services, there’s no Medicare coverage for these things. So, if you’d like some assistance with these types of health care costs, private health insurance is the only way to go.
Dancing into trouble
This young dancer trains four to five times a week. And the workouts are pretty intensive.
‘Even though I haven’t had an injury, I do have to see my physio regularly. Plus, I need to have remedial massages to ensure that I take care of my body. If I didn’t have health cover I might put it off – which wouldn’t do my health much good.
I love that I can use HICAPS for on-the-spot claiming – I never thought about health insurance before joining rt health fund, which is when I started paying attention to what I could claim. And extras by itself isn’t that expensive. You never know what you might actually need!’
The trouble with teeth
‘My friends and I were mucking around on a jet ski when my mate went head-over-heels and chipped both his front teeth. He had to walk around with broken front teeth for weeks while he scraped together the money to get them fixed.’
With extras cover from as little as $4.80 a week**, why wouldn’t you get covered?
Mix, match ‘n’ save!
One of the easiest ways to save money on your health insurance is to mix and match your hospital and extras cover based on your individual needs.
rt health fund offers a range of covers. First Start Hospital and Value Extras are a great choice for young people who are taking out health cover for the first time and who don’t have any specific health issues or concerns.
Give our team a call on 1300 56 46 46 to talk through your options, the costs and how it all works or join online here.
*Prices are indicative, based on a single, NSW-based membership, receiving a 26.791% rebate with no Lifetime Health Cover loading and $500 excess.
**Prices are indicative, based on a single, NSW-based membership on Value Extras cover, receiving a 26.791% rebate.